Get to know what Auto Insurance can offer you

Why do you need auto insurance?

Why does a deductible exist?

What kind of auto insurance suits you?

What does auto insurance not cover?

  • Occurrence of loss or damage when the policy has expired or is not active.
  • When the person driving does not possess a valid driving license.
  • Normal wear and tear of the car and its parts.
  • Things Stolen from Your Car (buying comprehensive coverage can cover the theft of individual things that are considered part of the car, like stolen airbags).
  • Usual depreciation on the car (buying a zero depreciation add-on can provide coverage).
  • Electrical or mechanical breakdown, and damage to engine due to oil leakage (buying mechanical breakdown insurance add-on, can cover repairs such as engine problems and air conditioning issues, and roadside assistance coverage will come to the rescue when a tow or gas is needed, or if you have locked yourself out of the car).
  • If the driver is found to be driving under the influence of liquor, alcohol or drugs.
  • Loss or damage as a result of war, mutiny, and nuclear risks.
  • If the car faces a mishap while being driven outside the country it was insured for.
  • If the car is used for any other purpose other than its intended use (an auto insurance policy is intended to cover personal use of your vehicle, such as commuting to work, going on errands and taking summer road trips). Business use of the vehicle is generally excluded from coverage.

Prevention is better than a claim




Insurance made simple.

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Insurance made simple.

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